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Moneta Funded Review 2026

Est. 2023 · ★ 3.3/5 (16 reviews) · Updated Aug 3, 2026

A broker-backed proprietary trading firm powered by Moneta Markets featuring the Phoenix Scaling Program up to $2M and an 88% profit split

Max Funding $200,000
Profit Split 80% to 90%
Payout Bi-weekly
Backed by established broker infrastructure (Moneta Markets)
Phoenix Scaling Program allows capital growth up to $2M
Competitive 88% profit split across challenge and funded accounts
👁 322 views ✎ Independent review
Quick Verdict

Moneta Funded is a robust, broker-backed prop firm that brings institutional reliability and transparent conditions to retail CFD traders. It is an exceptional choice for traders seeking high capital scaling potential via the Phoenix Scaling Program and a flat 88% profit split, though futures trading is currently unavailable.

4.1 /5
Excellent
Trust
4.0
Payouts
4.0
Rules
4.3
Support
4.0
Value
4.3
Discount Code
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Max Funding $200,000
Profit Split 80% to 90%
Payout Bi-weekly

Score Breakdown

Trust
4.0
Payouts
4.0
Rules
4.3
Support
4.0
Value
4.3

Challenge Pricing

(prices shown before code RESPONSIBLE)
$2,500 $25
$5,000 $40
$10,000 $84
$25,000 $200
$50,000 $430
$100,000 $780

Prices shown are one-time evaluation fees and can change with promotions - always confirm the live price at checkout.

Trading Conditions

ForexMetalsIndicesEnergyCryptocurrenciesStocks
LeverageUp to 1:30 Min Trading DaysFlexible / None strict Time LimitNone on evaluations Consistency RuleNone standard

Company & Support

Refund PolicyProgram fee refunds or promotional rules apply Multiple AccountsMultiple accounts permitted under capital limits RegulationMoneta Funded, Saint Lucia / Broker-backed by Moneta Markets
Support Channels
Live ChatEmailDiscord

Overview

Broker

Moneta Markets / Broker-backed liquidity

Platforms
MT5Match-Trader
Payment Options
Credit/Debit CardCryptoRiseWise
Payout Methods
CryptoRiseWise

Account Info

$2.5K$5K$10K$25K$50K$100K
DrawdownEOD Trailing / Static Profit Split80% to 90%
Evaluation Rules

Moneta Funded offers multiple structured evaluation paths including One-Step, Two-Step, and Instant Funding Pro challenges.

One-Step Challenge: Requires hitting a 10% profit target with a 3% max daily drawdown and a 6% max total drawdown. There are no time limits on evaluations.

Two-Step Challenge: Features traditional two-phase targets (typically 5% in Phase 1 and 10% in Phase 2, or similar progressive milestones) with a 5% max daily drawdown and a 10% max total drawdown. Unlimited evaluation time applies.

Instant Funding Pro: Bypasses the evaluation phase entirely, providing live-funded accounts from day one with on-demand payouts and a 3% daily loss limit with a 6% trailing maximum loss limit. News trading and weekend holding are permitted across eligible account types.

Funded Account Rules

Profit splits are fixed at an attractive 88% across accounts. Moneta Funded operates on a fee-light model with no trading, account maintenance, or inactivity fees.

The standout Phoenix Scaling Program allows disciplined traders to scale their capital allocation up to $2M by hitting performance milestones and doubling their account balances systematically. Standard swap fees apply for overnight positions on Match-Trader.

Payout Rules

Payouts are processed every 14 days with a minimum withdrawal threshold of $100. Supported payout methods include cryptocurrency, Rise, and Wise, with withdrawal processing typically completed within 24 to 48 business hours. Instant Funding Pro accounts feature on-demand first payout capabilities.

What We Like

  • Backed by established broker infrastructure (Moneta Markets)
  • Phoenix Scaling Program allows capital growth up to $2M
  • Competitive 88% profit split across challenge and funded accounts
  • No trading, account maintenance, or inactivity fees
  • Multiple program choices including One-Step, Two-Step, and Instant Funding Pro

Could Be Better

  • Futures trading is not currently offered
  • Risk rules and performance milestones must be strictly maintained for capital scaling
  • Leverage is capped at 1:30 to align with regulated broker standards

AI Summary

Generated from verified firm data

Moneta Funded is a broker-backed proprietary trading firm powered by Moneta Markets. It combines institutional-grade ECN liquidity and multi-platform support (MT5 and Match-Trader) with competitive offerings like an 88% profit split and the Phoenix Scaling Program scaling up to $2M.

Its diverse challenge formats—One-Step, Two-Step, and Instant Funding Pro—cater to various risk profiles while maintaining a transparent, fee-light structure.

Data last verified against Moneta Funded's official site: August 2026

Reigo Tooming
About the Author

My name is Reigo Tooming, I am the founder and editor of ResponsibleTrading.com. I've been trading forex since 2015, I started the site after watching the prop firm industry fill with affiliate-driven reviews that ranked firms by commission rather than payout reliability. ResponsibleTrading.com operates independently with no paid placements, every firm is scored against a published 6-criteria methodology, and firms are moved up or down based on verified trader evidence, regardless of any affiliate relationship

46 articles Independent analysis

Affiliate Disclosure: This review contains affiliate links. We may earn a commission if you sign up via our link, at no extra cost to you. This never influences our scoring.

Risk Warning: Prop firm trading involves significant financial risk. Challenge fees are not refundable if you fail. Only trade with money you can afford to lose.

Community Reviews (16)

See all →
2026-03-29
2/5

Disappointing experience

Had issues with trade execution that were not acknowledged by support. Withdrew my $100 challenge fee after failing but the refund took 3 weeks. Not a scam, just poorly organized. Would not recommend over the top-tier firms. — SmartMoney_Rob

2025-09-05
2/5

Disappointing experience

Had issues with trade execution that were not acknowledged by support. Withdrew my $100 challenge fee after failing but the refund took 3 weeks. Not a scam, just poorly organized. Would not recommend over the top-tier firms. — AlgoTrader_X

2025-08-16
4/5

Average experience

Nothing special but nothing terrible either. Passed the challenge, got funded, made some money. Payout took longer than advertised the first time but the second one was fine. Would be better if support was faster. — TradeWithLogic

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Moneta Funded Score: 4.1/5