Score Breakdown
Challenge Pricing
Prices shown are one-time evaluation fees and can change with promotions - always confirm the live price at checkout.
Trading Conditions
Company & Support
Overview
Institutional liquidity provider (own execution, not a white-label broker)
Account Info
Evaluation Rules ⌄
FTMO runs two evaluation paths: a 2-Step Challenge and a 1-Step Challenge.
On the 2-Step path, Phase 1 asks for a 10% profit target. Phase 2 (Verification) drops that to 5%. Both phases share the same risk limits: a 5% maximum daily loss and a 10% maximum overall loss, both static and measured from your starting balance.
There's no time limit to finish either phase on most account types, and FTMO requires a minimum of 4 trading days per phase before you can pass. The 1-Step path uses a single 10% target with the same daily and overall loss limits, and adds a Best Day Rule: no single day's profit can count for more than 50% of your total winning days combined.
News trading, weekend holding, and EAs are all allowed. Copy trading and hedging across accounts are not.
Funded Account Rules ⌄
Once you pass, you move to a live FTMO Account trading the same simulated balance you evaluated on. The daily and overall loss limits carry over unchanged.
Profit split starts at 80% and can scale up to 90% through FTMO's Scaling Plan, which increases your split and account size as you post consistent profitable payout cycles. There's no fixed cap on how large your funded capital can grow through scaling beyond the initial $400,000 combined limit per trader.
Payout Rules ⌄
FTMO pays on request once you're eligible, rather than on a fixed bi-weekly calendar like some competitors. Your challenge fee is refunded automatically with your first successful payout.
Minimum withdrawal amounts and exact processing windows vary slightly by payout method, so check the current figures in your FTMO client area before requesting.
Restricted Countries ⌄
FTMO's international product does not accept traders from Iran, Syria, Myanmar, or North Korea, along with sanctioned individuals generally.
The United States is restricted on FTMO's global product, but FTMO launched a separate FTMO US offering in partnership with OANDA in August 2025, specifically for US residents. If you're US-based, look for that product rather than the international one.
Country eligibility can change, so it's worth checking FTMO's own eligibility map before you buy if you're unsure.
What We Like
- Longest verified track record in the industry, running since 2015
- Three platform choices - MT4, MT5, cTrader
- Free trial available before you pay anything
- Challenge fee fully refunded on first payout
- Scaling plan with no hard cap on funded capital growth
Could Be Better
- Pricing sits above several newer competitors
- Static drawdown gives less room than trailing on some rival firms
- Best Day Rule adds a consistency constraint on the 1-Step path
- No dedicated Discord or live phone support - chat and email only
AI Summary
Generated from verified firm dataFTMO has been running since 2015, which makes it one of the oldest names still active in funded trading. That track record is really its main selling point.
The rules are fairly standard for the industry: a 10% target in Phase 1, 5% in Phase 2, and static daily and overall loss limits. Nothing exotic here, which is either reassuring or a bit plain depending on what you're used to.
Profit split starts at 80% and climbs to 90% as you scale. Payouts are on request rather than locked to a set schedule, and your fee comes back with your first payout.
Where it stands out is the platform choice. MT4, MT5, and cTrader are all supported, so you're not locked into one ecosystem. Where it's less flexible is pricing - FTMO tends to sit above cheaper competitors, and that's the tradeoff for the brand history.
Data last verified against FTMO's official site: July 2026
Affiliate Disclosure: This review contains affiliate links. We may earn a commission if you sign up via our link, at no extra cost to you. This never influences our scoring.
Community Reviews (26)
See all →Decent but room to improve
The challenge parameters are reasonable. Platform works fine most of the time. Had a few execution issues during high volatility news events — got into a dispute about one trade that was eventually resolved in my favor after 2 weeks back and forth. — PipHunter99
Life-changing experience
I have tried 4 different prop firms and this is by far the best. The rules make sense, payouts come fast, and scaling is real. Just got upgraded to a $200K account. Could not be happier. — SteadyReturns
Life-changing experience
I have tried 4 different prop firms and this is by far the best. The rules make sense, payouts come fast, and scaling is real. Just got upgraded to a $200K account. Could not be happier. — TraderMindset
