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FTMO Review 2026

Est. 2015 · ★ 4.5/5 (26 reviews) · Updated Jul 29, 2026

The most established name in funded trading, running since 2015

Max Funding $400,000 (scale to $2M)
Profit Split Up to 90%
Payout Bi-weekly
Longest verified track record in the industry, since 2015
Three platform choices - MT4, MT5, cTrader
Free trial before you pay anything
👁 436 views ✎ Independent review
Quick Verdict

Yes - FTMO is a legitimate, established firm with the longest verified track record in funded trading, running since 2015. It costs more than several newer competitors, but that price difference buys a decade of proven payouts rather than an unproven newcomer.

4.6 /5
Exceptional
Trust
5.0
Payouts
4.5
Rules
4.3
Support
4.5
Value
4.3
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Max Funding $400,000 (scale to $2M)
Profit Split Up to 90%
Payout Bi-weekly

Score Breakdown

Trust
5.0
Payouts
4.5
Rules
4.3
Support
4.5
Value
4.3

Challenge Pricing

$10,000 u20ac89
$25,000 u20ac250
$50,000 u20ac345
$100,000 u20ac540
$200,000 u20ac1,080

Prices shown are one-time evaluation fees and can change with promotions - always confirm the live price at checkout.

Trading Conditions

ForexIndicesCommoditiesMetalsCryptoStocks
LeverageUp to 1:100 (FX; varies by instrument) Commission~$5 per lot round-trip on FX Min Trading Days4 per phase (2-Step); none on 1-Step Time LimitNone on most account types Consistency RuleBest Day Rule (1-Step only) - no day over 50% of total profit

Company & Support

Refund PolicyFee refunded on first payout Free TrialYes - free demo, no card required Multiple AccountsUp to $400,000 combined per trader RegulationUK/CZ private company - not a regulated broker
Support Channels
Live ChatEmailHelp Center

Overview

Broker

Institutional liquidity provider (own execution, not white-label)

Platforms
MT4MT5cTrader
Payment Options
Bank TransferCardPayPalRevolut PayCryptoSkrill
Payout Methods
Bank TransferCryptoSkrill

Account Info

$10K$25K$50K$100K$200K
DrawdownStatic Max Allocation$400,000 per trader before scaling Profit SplitUp to 90%
Evaluation Rules

2-Step: 10% target Phase 1, 5% Phase 2. 5% max daily loss, 10% max total loss. 4 min trading days per phase. No time limit.

1-Step: 10% target, same loss limits. Best Day Rule applies - no day over 50% of total profit.

News trading, weekend holding, EAs allowed. Copy trading and account hedging are not.

Funded Account Rules

Same daily/total loss limits carry over from evaluation. Profit split starts at 80%, scales to 90%. No hard cap on funded capital growth through scaling beyond the $400K per-trader limit.

Payout Rules

Payouts on request, not a fixed schedule. Fee refunded with first payout. Minimum and processing time vary slightly by method - check your client area.

Restricted Countries

Iran, Syria, Myanmar, North Korea restricted on FTMO Global. The US is restricted on the international product specifically, but FTMO US (via OANDA) serves US residents on a dedicated path - FTMO had briefly suspended US access in early 2024 during an industry-wide crackdown, then relaunched via OANDA in August 2025, and FTMO completed a full acquisition of OANDA in December 2025.

US residents need a US bank account in their own name and a valid tax ID (SSN) to receive their first reward - fintech-only accounts like Wise or Chime aren't accepted for this.

What We Like

  • Longest verified track record in the industry, since 2015
  • Three platform choices - MT4, MT5, cTrader
  • Free trial before you pay anything
  • Fee fully refunded on first payout
  • No hard cap on scaling

Could Be Better

  • Pricing above several newer competitors
  • Static drawdown, less room than trailing models elsewhere
  • Best Day Rule adds a constraint on the 1-Step path
  • Chat and email support only - no Discord

AI Summary

Generated from verified firm data

FTMO has been running since 2015 - the longest track record in the space. Rules are standard for the industry: 10% then 5% target, static loss limits, nothing unusual.

Profit split starts at 80%, climbs to 90%. Payouts are on request, and your fee comes back on the first one.

Platform choice is the strongest differentiator - MT4, MT5, and cTrader all supported. Pricing sits above several newer competitors, which is the tradeoff for the brand history.

Data last verified against FTMO's official site: July 2026

Reigo Tooming
About the Author

My name is Reigo Tooming, I am the founder and editor of ResponsibleTrading.com. I've been trading forex since 2015, I started the site after watching the prop firm industry fill with affiliate-driven reviews that ranked firms by commission rather than payout reliability. ResponsibleTrading.com operates independently with no paid placements, every firm is scored against a published 6-criteria methodology, and firms are moved up or down based on verified trader evidence, regardless of any affiliate relationship

46 articles Independent analysis

Affiliate Disclosure: This review contains affiliate links. We may earn a commission if you sign up via our link, at no extra cost to you. This never influences our scoring.

Risk Warning: Prop firm trading involves significant financial risk. Challenge fees are not refundable if you fail. Only trade with money you can afford to lose.

Community Reviews (26)

See all →
2026-02-21
3/5

Decent but room to improve

The challenge parameters are reasonable. Platform works fine most of the time. Had a few execution issues during high volatility news events — got into a dispute about one trade that was eventually resolved in my favor after 2 weeks back and forth. — PipHunter99

2026-02-06
5/5

Life-changing experience

I have tried 4 different prop firms and this is by far the best. The rules make sense, payouts come fast, and scaling is real. Just got upgraded to a $200K account. Could not be happier. — SteadyReturns

2026-02-03
5/5

Life-changing experience

I have tried 4 different prop firms and this is by far the best. The rules make sense, payouts come fast, and scaling is real. Just got upgraded to a $200K account. Could not be happier. — TraderMindset

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FTMO Score: 4.6/5