FTMO and FundingPips are two of the most popular prop firms in 2026, but they serve very different types of traders. This head-to-head comparison breaks down every key difference so you can make the right choice for your trading style.
Quick Comparison
| Feature | FTMO | FundingPips |
|---|---|---|
| Founded | 2015 | 2022 |
| Max Funding | $400K ($2M scaling) | $200K ($2M scaling) |
| Profit Split | Up to 90% | Up to 100% |
| Payout Frequency | Monthly | Weekly/Bi-weekly/Monthly |
| Time Limit | 30 days / 60 days | No limit |
| Challenge Fee (100K) | $540 | ~$299 |
| Trustpilot | 4.8/5 (12,400+) | 4.5/5 (23,000+) |
FTMO: The Case For
FTMO’s decade-long track record is its biggest advantage. With over $200M paid out since 2015 and no major controversy, FTMO is the safest choice for risk-averse traders. Their monthly payouts and institutional execution through tier-1 liquidity providers also make them the preferred choice for traders with larger account sizes.
FundingPips: The Case For
FundingPips wins on flexibility and value. The no-time-limit policy removes a major stressor, and their weekly payout option is genuinely unique in the industry. If you need regular income from trading rather than a monthly lump sum, FundingPips has a clear edge. The lower challenge fees also make them more accessible for traders on a budget.
Which Should You Choose?
Choose FTMO if: You want maximum trust and credibility, trade large accounts, or prefer monthly payouts in a stable, proven environment.
Choose FundingPips if: You want no time limits, need weekly cash flow, are on a budget, or want flexibility in your payout schedule.
Both are legitimate, paying prop firms. Your choice should depend on whether trust/credibility or flexibility/value matters more to your situation.